It was 3pm on a workday. Sometime in the end of November. It dawned on me.

I’m never going to be able to afford my dreams like this.

I’m close to $40k in debt. Somehow living paycheck to paycheck. I make just over $110k a year before taxes. I thought I was supposed to be ok, but something in the math wasn’t checking out.

I pay my parent’s mortgage and they’re on my cellphone plan with my little brother. How was I ever going to make enough money?

I needed more streams of income

I couldn’t just do this with my current job as a web developer. I love what I do, but I was forced to stay just to make sure my family was ok. I realized that I hadn’t achieved as much as I had thought. I was still living paycheck to paycheck.

So I will be documenting my journey to add revenue streams and my experiences with each.

This wouldn’t be the only thing I needed to get better on in order to reach my goal. I SUCK at managing my money, which is what led me to my current situation.

I needed to manage my money

Part of this journey will involve me fighting my mountain of debt, while trying to fund any side hustles. The sad thing is that I HAVE paid off a mountain of debt before. About $25k or so, in my mid 20s, when I had been focused on fighting it down.

But I stopped focusing once I paid it off and zeroed out my credit cards.

As I went through this exercise of where I am and what I want to fix. I realized that things that I’ve “fixed” before always break again.

It’s because I was temporarily changing myself to fix the situation. Then reverting into the person that caused the problems to begin with.

This is NOT sustainable.

I need to become who I want to be

“You will never change your life until you change something you do daily. The secret of your success is found in your daily routine.”― Darren Hardy, The Compound Effect

I needed to stop changing just to fix a problem. I needed to become the person that lived the life I wanted. No more temporary changes or patches.

I needed a system update. I needed to start changing my habits on all fronts. Hope you enjoy the journey and are able to get something out of it or maybe create your own roadmap.